Get The Best Credit Card Machines And Terminals For Businesses

Today, the world is going to be completely digitized, so if you are an entrepreneur and still using cash payments, Then this article is only for you.

In future, cash payments will be wiped out completely. So, are you finding the best credit card machines for payment?  Well, you have landed at the right place. Before we get started, let’s figure out some facts. Do you know that plastic money was invented in 1960 and millions of customers are using credit cards for payments? And still, you are confused about buying credit card machines. Don’t worry we will help you through this guide.

What is a CVV number?

CVV stands for card verification value. This number is essential for performing the complete process of the transaction. Moreover, this is a secret number and the cardholder should not share it with anyone. The CVV number is generated by the bank to know the details such as credit card number, expiry date, and issuer unique code.

Where can I find my CVV number?

You can find it at the back of your credit card, it is a three-digit number.

Component of CVV

There are two major components of CVV:

  • The first part of the CVV number is covered with a magnetic stripe, which contains unique data pertaining to your credit card. This information will be read when the card is swiped through the machine
  • The second part consists of three or four-digit. You need to enter this number while making an online transaction

Types Of Credit Card Machines

Generally, you might have seen traditional credit card machines in the store, however, there are more types of credit card machines. 

Hardware Payments Cards

Hardware payments terminals are like credit card machines you can see in stores and offices. This type of credit card machine communicates between the credit card terminal and banks, verifying credit card or security status. All of this operation occurs in seconds.

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Virtual Terminals

There are many types of businesses that accept only mail or telephone orders. For this, you can’t use a physical machine. So, we recommend you use a virtual card terminal to accept payments. This will allow your computer to work like a credit card terminal, and manually enter credit card data by user and submit it for the payment

Mobile Credit Card Reader

Now mobile phones have become too smart and powerful. With the help of a terminal, you can turn your mobile phone into a credit card machine for mobile payment processing. It is easy to use and lightweight.

Types Of Payment Method For Credit Card


Swiping is the popular way to accept payment. But now swiping is losing its favor over other favored secure methods like chip and pin. Magnetic stripes on credit cards are stores data of cardholders, and magnetic stripe would be read by swiping the card in its credit card machine


Chip and pin is an EMV method. EMV stands for Eurocard, MasterCard, and visa. This is a technology that provides advanced safety protection from fraudsters. Chip and pin method is that a cardholder needs to insert their credit card and input the data and pin in the machine. This method is being used by the owners. And even, Some credit card companies provide both chip and pin and magnetic stripe capability in their cards.


Most advanced technologies are being used by credit card companies, Contactless technology enables just tapping your credit card against the credit card machine. It works on an NFC transmitter that sends the cardholder data to the machine wirelessly.

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Check Best Credit Card Machines and Terminals For Business

Here is a brief review of the best credit card machines and terminals. 

Clover Mini

Clover Mini is the best terminal and Pos system for its easy-to-use interface. It supports EMV, magstripe, and NFC payment methods. A pin pad and receipt generator are both built-in. And also, you can add a cash drawer if you want. Pricing is variable, depending on the location. The average price of Clover mini is $749. And you’ll need to pay a monthly subscription. While these plans are very little as 10$ per month.

You can expand its features by installing additional apps from the Clover app market. Generally, all apps are free but for some, you need to subscribe. It also provides you with a web dashboard that allows you to access your complete business data. It is an excellent choice for small to medium-size businesses.


  • Easy to install and use
  • Highly customizable


  • More expensive than others
  • Cannot be reprogrammed

Square Terminal

The square terminal can be the best choice for your business. It offers another favor5.5 color touchscreen, a Receipt generator, and a printer. The square terminal supports EMV, NFC- based, and magstripe payment in a single unit. You can connect it via wifi or the internet. The average price of it 299$. However, it provides premium features at this price. The square terminal is the best for small businesses.


  • Offer some Pos features
  • Easy to set up and use
  • Work on EMV, NFC, and magstripe transaction


  • No support for Bluetooth 
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Ingenico Ict220

This machine is best for those who are not able to buy expensive smart machines. SO, Ingenico presents the best credit card machine at the lowest price for small businesses. It is a simple, reliable, and authentic machine. This is one of the most popular brands in the world. And it provides an LCD display with no touchscreen, and you can only connect this machine via wired internet. It is a basic terminal, but still, it supports EMV, NFC, and Magstripe-based payment methods.

The reason behind its popularity among the business is its price. You can buy it for around $ 199. Ingenico iCt220 is an excellent choice for those who want a simple credit card machine for their business.


  • Simple and reliable device
  • Available at low cost
  • Work on all technology


  • No wifi
  • No internal battery for mobile use


Verifone VX 520

This is much similar to Ingenico ICT 220, the Verifone VX 520 is an extremely popular credit card machine for business owners. It is available with a built-in receipt printer, and supports EMV, NFC based and magstripe payments methods. And Pin debit codes can be entered right on the device. There is no internal battery for mobile use. It comes in the range of 180$ to 300$. 


  • Accepts EMV, Nfc-based, and magstripe transactions
  • Very affordable and reliable


  • No color display or touchscreen
  • Not suitable for mobile use

Summing Up

There are a lot of credit card machines secure, reliable, flexible, available in the market. You have to choose the best fit for you, which you can choose by reading our blog. Hope you might have learned all about Credit Card Machines and Terminals. 

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